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Resource Center Learn More. Our Mortgage Bankers work with you to determine the best loan for your financial goals. Check out what make us different. Reverse mortgages and retirement planning – These revised regulations ensure that individuals who take out a reverse mortgage have the financial resources to live up to the contract.
Low Loan Rates Two Mortgage Calculator – Interest rates are near a cyclical, long-term historical low. That makes a fixed-rate mortgage more appealing than an adjustable-rate loan for most home buyers. ARMs can reset to a higher rate of interest over the course of the loan & cause once affordable loans to become prohibitively expensive.
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Refinance Rates Help. Enter the remaining balance on your current loan. If you know your credit score, select the range that your score belongs to. The best rates and terms go to borrowers with credit scores of 740 and higher, and borrowers in the 720 to 739 range can get very good deals, too.
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A mortgage refinance replaces your home loan with a new one. People refinance to save money, tap the home’s equity or trade an ARM for a fixed-rate loan.
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