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If you refinance an FHA loan within 3 years of closing, then you may be eligible for a refund. Use this FHA MIP refund chart to see if it applies to you.

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A mortgage is a debt instrument that the borrower is obliged to pay back with a predetermined set of payments.

What Is Refinance Mortgage? Refinancing your mortgage is the act of paying off your existing mortgage debt with a new mortgage debt with different terms. Often, homeowners will do a cash out refinance to get cash for the equity they have in their home. What Is The Average Closing Cost To.