· Evidence has been compiled pointing to the likelihood that mortgage lenders issuing home loans that were not backed by GSE’s Fannie and Freddie have a huge delinquency rate and that many banks have delayed foreclosing on these properties due to the suppressed home values that arose, after the financial crisis ensued, when the housing market took a deep dive in the late 2000’s.
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· This two-month mortgage rate forecast and mortgage market forecast is part of the HSH.com MarketTrends newsletter, published every week by HSH Associates. HSH.com is a leading consumer site for mortgage information.
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. drop by one percentage point as higher interest rates impact the mortgage market, homeowners have an incentive to retain their current low-rate mortgages and new listings. But Florida’s housing.
Purchases of new. rates rise, more buyers are turning to nonbank mortgage lenders, which claim they can offer better deals to buyers than traditional banks saddled with debt and restrictive.