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Mortgage Industry Frequently Asked Questions. The fee shall be paid by the borrower to the collecting agent at the time of closing of the mortgage loan transaction. The collecting agent shall remit the fee to the department at the time and in the manner specified by regulation of the department.
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R ead on to get basic information on deeds in lieu, including how the process works and what happens to any deficiency afterward. Deeds in Lieu of Foreclosure: The Basics In a deed in lieu transaction, a homeowner who’s facing a foreclosure gives up all legal rights to the home in exchange for being absolved of all obligations associated with.
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Now that you know WHY your lender can hold your check, let’s do something about it. Instead of complaining call your mortgage company right away. And the fastest way is NOT TO CALL the 800 number from your statement. Your FIRST CALL should be to your Mortgage Loan Officer who wrote your loan.